Credit card data for
US & Canada

The most comprehensive API for rewards, fees, benefits, and application criteria. Hundreds of cards. Always current.

terminal
...
Cards
...
Issuers
US & Canada
Coverage
Daily
Updated

Everything you need

Comprehensive, structured credit card data served through a simple REST API.

Every Card Detail

Annual fees, intro APR offers, balance transfer terms, penalty rates, authorized user policies, military benefits, card material, and 50+ more fields per card.

Reward Rates by Category

Dining, groceries, gas, travel, and 6 more categories. Multiplier, cashback, and points-per-dollar rates with caps. Rotating category schedules and spending-based bonus tiers.

Benefits & Perks

Statement credits, hotel elite status, TSA PreCheck, airline perks, lounge access, travel insurance, purchase protection. Structured and comparable across cards.

Transfer Partners

Know where points transfer. Amex MR to Aeroplan 1:1, Chase UR to Hyatt 1:1. Complete transfer ratio database.

Application Rules

Issuer-specific application restrictions and velocity limits. Chase 5/24, Amex once-per-lifetime, Citi 8/65, and more.

Card Change History

Track fee increases, bonus changes, rate adjustments over time. Point/mile valuations for comparing effective earn rates across currencies.

Integrate in minutes

A clean REST API with client libraries for every major language.

// TypeScript
import { CardDB } from "@cardapi/client";
const db = new CardDB({ apiKey: "ck_live_xxx" });
const best = await db.getBestCards("dining", { country: "CA" });

Built for builders

From comparison sites to fintech apps, CardAPI powers the credit card data layer.

Comparison Sites

Power your card comparison tool with always-current data. NerdWallet, Ratehub, and CreditCardGenius all need this.

Fintech Apps

Build smart wallet apps, reward optimizers, or churning tools. We handle the data, you build the experience.

Content Creators

Accurate card data for blogs, YouTube reviews, and social content. Never publish outdated information.

Simple, transparent pricing

Start free. Scale when you need to.

Free
$0
 
100/day · 3,000/mo
  • 100 calls/day
  • 3,000 calls/month
  • Basic card info
  • Top 3 reward rates
Most Popular
Starter
$29/month
 
500/day · 15,000/mo
  • 500 calls/day
  • 15,000 calls/month
  • Full card details
  • All reward rates
  • Benefits
  • Application criteria
Pro
$79/month
 
2,000/day · 50,000/mo
  • 2,000 calls/day
  • 50,000 calls/month
  • Everything in Starter
  • Card change history
  • Offer changes
  • Transfer partners
Enterprise
$249/month
 
20,000/day · 500,000/mo
  • 20,000 calls/day
  • 500,000 calls/month
  • Everything in Pro
  • Card images + affiliate links
  • Webhooks for data changes
  • GraphQL access
  • Priority support

Get your API key in 30 seconds

Start building with credit card data today.

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No credit card required. 100 free calls per day.